Proud members & accredited
Southwest Recovery Services recovers commercial B2B debt on a pure contingency basis — you only pay when we collect. Per Dun & Bradstreet, recovery falls from 69.6% at 90 days to 22.8% after a year, so the sooner you place an account, the more you recover.
100% FREE assessment — we work on pure contingency. You pay nothing unless we collect.
Plenty of agencies will take your accounts. Two things make working with SWRS different — and they're the reason clients stay.
Pure contingency, always. No setup fees, no monthly retainers, no minimums — we're paid a percentage of what we actually recover. Our incentive is identical to yours: collect your money. If we don't, you owe nothing.
Every client gets a secure online portal — real-time activity reports, account status, new placements, direct-payment reporting, and document exchange, all in one login. No more chasing email updates or waiting on a rep to call you back.
See what's inside the portal →Waiting rarely makes a difficult account easier. The longer a balance sits, the more your debtor deprioritizes it, the colder the contact trail goes, and the more hours your team burns chasing money that keeps slipping further out of reach. The real cost of an aging receivable isn't just the unpaid invoice — it's the cash, the focus, and sometimes the customer relationship it quietly ties up.
Every $100K stuck in AR is $100K you can't put to work.
Chasing overdue invoices pulls your AR staff off higher-value work.
The wrong approach costs you a customer, not just an invoice.
We recover what others write off — professionally enough to protect the customer relationships you want to keep. Licensed, compliant, and aligned: we only get paid when you do.
| Other Agencies | Southwest Recovery | In-House | |
|---|---|---|---|
| No upfront / monthly fees | — | — | |
| Relationship-safe, brand-protective outreach | — | Varies | |
| FDCPA / Reg F compliance built in | Varies | — | |
| Nationwide, multi-office reach | Varies | — | |
| Recovers aged & written-off commercial debt | Varies | — |
Share your aging file; we evaluate recoverability and advise honestly — no cost, no obligation.
Secure file transfer + compliance review; we build a relationship-safe approach for each account.
Multi-channel, diplomatic outreach that represents your brand — fully documented.
Real-time status, activity reports, and direct-payment reporting in your secure client portal — recovered funds remitted to you.
Every step stays visible in your SWRS client portal — no chasing email updates or waiting on a callback. See what's inside →
Most agencies leave you guessing and chasing updates. We give every client a secure portal, so the status of your accounts is never more than a login away — the single biggest reason clients choose us and stay.
Local presence where your debtors are — with the reach to pursue commercial accounts across the country.
Tell us about your receivables and we'll show you what's recoverable — no cost, no obligation. On the call we review account age, balance, and documentation.